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| Business Assistance Scheme |
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| The Malaysian AIDS Foundation (MAF) set-up
the People Living with HIV/AIDS Business Assistance Scheme
in 2002 to help alleviate the negative impacts that HIV/AIDS
can cause on household livelihoods as it hits its economic active
members. |
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| The Scheme enables Borrowers to be more
economically self-reliant, creates employment opportunities
for PLWHAs and their families as well as engages infected and
affected women in economically productive activities. |
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| The MAF works with Partner Organisations
of the Malaysian AIDS Council (MAC) to provide interest-free
loans to their HIV/AIDS infected and affected members who are
unable to access credit from traditional sources. MAF disburses
funds to the Borrower through the MAC Partner Organisations. |
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| The MAF People Living with HIV/AIDS
Business Assistance Scheme will provide financing to Malaysians
Living with HIV/AIDS and their families who are unable to access
credit from a traditional source such as a bank. |
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The Loan |
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- Maximum amount of RM 1,000.00 per application.
- Interest-Free - 0% Interest Rate!
- No Collateral Required!
- No Application Fee!
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Use of Interest-Free Loan |
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- To start a small-scale enterprise
- To enhance an existing small-scale business.
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HIV Status |
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- HIV-Positive Individuals
- Immediate Family Members of HIV-Positive Individual
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Personal Profile |
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- Above the age of 21.
- Citizen of Malaysia.
- Member of an Organisation affiliated to the Malaysian
AIDS Council (MAC).
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Financial Profile |
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- Earns/access to monthly household income of RM
1,500 nett and below.
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| Total of RM9,000 has been given
out. (2002 - Aug 2006) |
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